What to Expect
Swingle Family Roofing Services Inc. is a full-service, open shop roofing contractor. We handle all types of residential, commercial, and industrial roofing projects, as well as gutter work, siding, and window replacement. The process may be different depending on the work needed.
Roof maintenance is crucial in giving your roof a long-lasting life. Here at Swingle Family Roofing, we take pride in the extended lifetime of our roofs. This is done by visiting your property annually to assess for damage and to clean and inspect gutters, downspouts, and roof drains. After the wear and tear of the summer and winter months, this inspection works to maintain our high roofing quality.
We also have the capabilities of providing maintenance agreements, emergency repair work, non-emergency repair work, and the installation of rooftop equipment on existing roof systems. We are also licensed and registered to do home improvement contracting. We are fully licensed by major roofing manufacturers, which allows us to provide our customers with the best warranties available.
Our friendly technicians will arrive at your home, ready to work! We understand that you and your family may be in the home, and we work to complete the job exceptionally, quickly, and with minimal disruptions or inconveniences to you.
Common Misconceptions About Insurance & Home Repairs
Myth 1: The Insurance Company Is On My Side.
Unfortunately, this is a myth that has been disproven time and time again. The reality of the situation is that your insurance company is a big business. Their top concern is profitability. Even the best insurance companies can make mistakes. We at SFR do not want you to struggle with their mistakes, so we will oversee the claim and help walk you through the insurance claim process. Our priority is to help you ensure your insurance claim is handled fairly.
Myth 2: I’m Not Missing Any Shingles, So There Is No Damage On My Roof.
You would be surprised at what you can not see from street level! Your roof may look normal from the ground, but can have a great deal of damage from everyday wear and tear, hail, or even wind. We know that this damage is often overlooked, so we offer FREE roof inspections. Contact us today to schedule yours!
Myth 3: My Insurance Company Will Raise My Rates or Cancel My Policy If I File A Claim.
Most states have made it illegal for an insurance company to cancel a policy simply because a claim has been filed. Like policy cancellations, most states have made it illegal for an insurance company to raise policy rates simply because a claim has been filed. Please check with your state for applicability. If the damaging storm is classified as “catastrophic”, rate increases may be passed across all of the policyholders in the entire area.
Myth 4: I Have A 30-Year Roof, It Is 15 Years Old. The Insurance Company Depreciated The Roof 50%, And I Can’t Afford A New Roof.
Wait! You can afford a new roof. “Depreciation” is a fancy way of saying “We’re going to hold this dollar amount (or percentage) back to make sure you get your roof replaced.” Your insurance company wants to protect their investment in your home, and they want to keep you honest. (In other words, they don’t want you to run off to the Bahamas with the roof money…) The best way for them to monitor this is to hold some of your money until the roof is completely replaced. This should not present a problem for you! At Swingle Family Roofing™, we will work with the insurance company on all of these details, so that you don’t have to! We are here to help, contact us if you have any questions, concerns, or want to schedule an estimate.
We carry General Liability & Workmen’s Compensation and go above and beyond as set forth by State standards. Uninsured contractors will put you and your property at great risk. We are fully insured to prevent any hiccups.
Myth 5: I’ve Already Filed A Claim, And The Insurance Adjuster Said There Was No Damage.
This Could Involve One Or More Of These Scenarios:
There is no damage.
The insurance company is attempting to minimize claims
Sometimes adjusters inspect the damage before the hail spots have had time to properly weather
Remember: The insurance adjuster works for the insurance company. Let Swingle Family Roofing work for you!